Mortgage calculator

Work out the monthly instalment, the cash needed at signing and whether the payment sits inside the debt burden ratio your bank will apply.

Mortgage calculator

Estimated on Saudi lending rules: SAMA caps financing at 90% of value for a citizen's first home and 70% for an additional home through a bank. Real estate transaction tax is 5%, with the first SAR 1,000,000 exempt for an eligible citizen's first home.

Property price (SAR)

Buyer

Down payment

10%

Term

25 yrs

Profit rate

5.50%

›Check affordability

Monthly income (SAR)

Existing commitments

Debt burden ratio applied

Monthly instalment

0 per month

Financing amount0

Loan to value—

Down payment0

Transaction tax (5%)0

Cash needed at signing0

›Over the full term

Total profit paid0

Total repaid0

An estimate only, not an offer of finance. Banks set their own profit rates, valuation and loan-to-value within the SAMA ceilings, and approval depends on income, existing commitments and credit record. Confirm figures with your bank before relying on them.

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